[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.opac.cz\/od-koho-si-pujcit\/#Article","mainEntityOfPage":"https:\/\/www.opac.cz\/od-koho-si-pujcit\/","headline":"Od koho si p\u016fj\u010dit?","name":"Od koho si p\u016fj\u010dit?","description":"Neznal\u00e9mu by ot\u00e1zka, je\u017e zazn\u00edv\u00e1 v titulku, mohla p\u0159ipadat hloup\u00e1. V\u017edy\u0165 od koho by si asi tak m\u011bl n\u011bkdo p\u016fj\u010dit? Od banky p\u0159ece. Jen\u017ee ono to v\u016fbec tak \u010dernob\u00edl\u00e9 nen\u00ed. Banky sice p\u016fj\u010dky nab\u00edzej\u00ed, ba p\u0159\u00edmo se p\u0159edh\u00e1n\u011bj\u00ed ve vychvalov\u00e1n\u00ed jejich p\u0159ednost\u00ed, jen\u017ee pokud tam zav\u00edt\u00e1 n\u011bkdo, kdo nen\u00ed ide\u00e1ln\u00edm \u017eadatelem, m\u00e1 velice \u010dasto sm\u016flu.&hellip;<p class=\"read-more\"><a class=\"readmore-btn\" href=\"https:\/\/www.opac.cz\/od-koho-si-pujcit\/\">\u010c\u00edst d\u00e1le<span class=\"screen-reader-text\">  \u010c\u00edst d\u00e1le<\/span><\/a><\/p>","datePublished":"2019-11-14","dateModified":"2023-06-01","author":{"@type":"Person","@id":"https:\/\/www.opac.cz\/author\/#Person","name":"","url":"https:\/\/www.opac.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/c065076eb86551fdb70725c8063acf1b60a8edaed14ed654228c4cba13121c83?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/c065076eb86551fdb70725c8063acf1b60a8edaed14ed654228c4cba13121c83?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"opac.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.opac.cz\/wp-content\/uploads\/img_a369693_w2212_t1581784205.jpg","url":"https:\/\/www.opac.cz\/wp-content\/uploads\/img_a369693_w2212_t1581784205.jpg","height":0,"width":0},"url":"https:\/\/www.opac.cz\/od-koho-si-pujcit\/","about":["Finance"],"wordCount":442,"articleBody":"       Neznal\u00e9mu by ot\u00e1zka, je\u017e zazn\u00edv\u00e1 v titulku, mohla p\u0159ipadat hloup\u00e1. V\u017edy\u0165 od koho by si asi tak m\u011bl n\u011bkdo p\u016fj\u010dit? Od banky p\u0159ece. Jen\u017ee ono to v\u016fbec tak \u010dernob\u00edl\u00e9 nen\u00ed. Banky sice p\u016fj\u010dky nab\u00edzej\u00ed, ba p\u0159\u00edmo se p\u0159edh\u00e1n\u011bj\u00ed ve vychvalov\u00e1n\u00ed jejich p\u0159ednost\u00ed, jen\u017ee pokud tam zav\u00edt\u00e1 n\u011bkdo, kdo nen\u00ed ide\u00e1ln\u00edm \u017eadatelem, m\u00e1 velice \u010dasto sm\u016flu. Jakmile m\u00e1 doty\u010dn\u00fd z\u00e1jemce hluboko do kapsy, jakmile m\u00e1 z\u00e1znamy v registrech dlu\u017en\u00edk\u016f a jin\u00e9 nedostatky, m\u016f\u017ee si nechat zaj\u00edt chu\u0165. Jeho \u017e\u00e1dost bude zam\u00edtnuta, proto\u017ee zkr\u00e1tka nevzbud\u00ed d\u016fv\u011bru v to, \u017ee bude schopen v\u0161e \u0159\u00e1dn\u011b vr\u00e1tit.  A proto lze mluvit o \u0161t\u011bst\u00ed, pokud nalezneme nab\u00eddku zvanou hypot\u00e9ka bez dolo\u017een\u00ed p\u0159\u00edjmu. Tento nebankovn\u00ed finan\u010dn\u00ed produkt toti\u017e sk\u00fdt\u00e1 nad\u011bji i pro ty, kdo by t\u0159eba v\u016fbec nikde jinde neusp\u011bli. A aby zde nalezli pomoc, sta\u010d\u00ed vlastn\u011b jenom to, \u017ee maj\u00ed nemovitost, ji\u017e by mohli d\u00e1t do z\u00e1stavy coby garanci toho, \u017ee v\u0161e \u0159\u00e1dn\u011b splat\u00ed. Kdo tak u\u010din\u00ed, m\u016f\u017ee si jednodu\u0161e za\u017e\u00e1dat pomoc\u00ed formul\u00e1\u0159e na webu nebankovn\u00ed spole\u010dnosti a do \u010dty\u0159iadvaceti hodin se dozv\u00ed, bude-li mu vyhov\u011bno. A je-li tomu tak, z\u00edsk\u00e1 velmi brzy zm\u00edn\u011bn\u00e9 pen\u00edze, je\u017e lze pou\u017e\u00edt na cokoliv. Net\u0159eba se b\u00e1t, \u017ee ho odm\u00edtnou kv\u016fli n\u00edzk\u00fdm p\u0159\u00edjm\u016fm nebo z\u00e1znam\u016fm v registrech, net\u0159eba se b\u00e1t ani jin\u00fdch negativ. A dokonce ani toho, \u017ee by doty\u010dn\u00fd nem\u011bl na spl\u00e1tky \u2013 proto\u017ee se tu d\u00e1 spl\u00e1cen\u00ed nat\u00e1hnout  http:\/\/video.idnes.cz\/%3Fc%3DA121113_145852_zdravi_pet%26idvideo%3DV121108_123054_tv-zpravy_krr t\u0159eba i na dlouh\u00fdch t\u0159icet let, b\u011bhem nich\u017e se d\u00e1 splatit bez probl\u00e9m\u016f pomalu cokoliv. Klidn\u011b i t\u011bch sedmdes\u00e1t procent z odhadn\u00ed ceny zm\u00edn\u011bn\u00e9 nemovitosti, co\u017e je horn\u00ed mez, ji\u017e tu lze z\u00edskat.  P\u016fj\u010dku si tu lze po\u0159\u00eddit i pro spot\u0159ebitelsk\u00e9, i po podnikatelsk\u00e9 \u00fa\u010dely, v\u017edy s p\u0159ijateln\u00fdmi \u00faroky, bez nutnosti platit za cokoliv p\u0159edem, s mo\u017enost\u00ed vr\u00e1tit v\u0161e i p\u0159ed\u010dasn\u011b, pokud je \u010dlov\u011bku libo. A tak dostane svoje ka\u017ed\u00fd. I kdyby byl sebenedokonalej\u0161\u00ed. Bez jak\u00fdchkoliv probl\u00e9m\u016f, bez nep\u0159\u00edjemn\u00e9ho prov\u011b\u0159ov\u00e1n\u00ed, prost\u011b bez probl\u00e9m\u016f. A to pochopiteln\u011b stoj\u00ed za to.                                                                                                                                                                                                                                                                                                                                                                                           4.3\/5 - (7 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Od koho si p\u016fj\u010dit?","item":"https:\/\/www.opac.cz\/od-koho-si-pujcit\/#breadcrumbitem"}]}]